Stimulus Checks


A Resource for our Customers

The spread of the coronavirus (COVID-19) has significantly impacted our communities, businesses, and families. Southern Bank is focused on supporting our customers throughout this uncertain and difficult time. To that end, we have established this web page as a central hub of information relevant to the coronavirus and its impacts. Please check back often as this page will be updated with new information as it becomes available. 

*Information on the Economic Impact Payments is being used from,, American Bankers Association, and other reputable sources .  We have made an effort to provide the best and most consistent information we can get. Please check with for official IRS information.

Electronic Payments

The IRS will begin electronic payments around April 9th. The IRS plans to begin generating electronic payments around April 9 for taxpayers who have filed a 2018 or 2019 tax return and qualify for a stimulus check. Dependents older than 16, people without a Social Security number, and those with incomes above $99,000 (or $136,500 if you file as a head of household) will not likely qualify.


  • Most Americans receiving a stimulus check should expect to see the payment in their bank account by April 15.
  • You don’t have to sign up or apply for anything to get your payment.
  • While the IRS is attempting to get payments to people as soon as possible by direct deposit, it’s still going to have to issue paper checks to millions of people who haven’t provided bank details.

Paper Checks

For those who have not filed a tax return in the past two years or do not have direct-deposit information on file with the IRS, the agency said it would give taxpayers the opportunity to submit this information online before sending out paper checks.

If you don’t submit your direct-deposit details, the payment will be sent as a paper check to your last known address. The IRS will begin issuing these checks around April 24 and prioritize low-income Americans.  Please refer to the IRS website for further information regarding paper checks.


Beware of Fraud!

The IRS urges taxpayers to be on the lookout for scam artists trying to use the economic impact payments as cover for schemes to steal personal information and money. Remember, the IRS will not call , text you, email you or contact you on social media  asking for personal or bank account information – even related to the economic impact payments. Also, watch out for emails with attachments or links claiming to have special information about economic impact payments or refunds.

If you receive a call, email, Facebook message, or other communication about your stimulus check, it’s probably a scam. The government will never ask you to verify personal information over the phone and certainly will not ask for money.

If you receive correspondence asking for your sensitive information, or would like to report a suspicious message, forward it to or call Southern Bank Customer Service immediately at 855-452-7272.